HECS Abroad Planner

HECS doesn’t stay behind when you do. Since 2017, Australians abroad must report their worldwide income to the ATO every year and make compulsory repayments on it, even on a Dubai salary that no one taxes. And the balance keeps indexing every 1 June regardless.

This tool gives you the three numbers that matter: the exact date you must notify the ATO by, the estimated repayment your foreign salary triggers each year, and the payoff curve, including what paying the balance out before departure looks like next to keeping the cash.